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Annuity Advantage

ANNUITY QUOTES

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The only way to provide a guaranteed income that you CANNOT OUTLIVE is thru an annuity issued by an insurance company.  Annuities can be an integral part of your investment portfolio at any age and provide many benefits, including:

  • Tax-Deferred Accumulation until monies are either withdrawn, or the contract annuitized

  • No Front-end Charges

  • Annuities Are Often Exempt From Intangible Tax

  • Naming A Beneficiary(ies) Avoids Probate

  • Access to Funds without penalty is almost always available for:

    • 10% withdrawal provisions from the accumulated value each year

    • Admission to nursing home

    • Disability (As defined by IRS)

    • Annuitization (Numerous Options Available)

    • Required minimum distributions from Qualified Plans

    • 100% access to funds from day one with some contracts

  • Fixed Interest Rates Exceeding Many Other Investment Vehicles, including:

    • First Year Bonus Rates

    • Long-term Rates Can Be Locked-in -- Frequently to 10 years

  • Access To World Class Money Managers (Variable Annuities)

  • Dollar Cost Averaging Programs (Variable Annuities)

    • Credit high fixed interest rates initially, then:

    • Funds are moved from fixed to variable accounts over 6 to 12 months

  • Flexibility to Transfer Among Portfolios (Variable Annuities)

    • No costs for transfers

    • No current taxation on transfers

    • Allows opportunity to enhance returns, preserve capital, or revise objectives

    • Allows portfolio rebalancing at any time

  • Extensive Diversification Options (Variable Annuities)

    • Different investment managers

    • Across all asset classes, including stocks, bonds, balanced accounts and money markets

    • Within asset classes; e.g. Stocks - Large Cap/Mid-Cap/Small Cap/International/Growth/Value

  • Life Expectancy Factors Locked-in When Contract Purchased

    • Future income at annuitization will be higher, if life expectancy continues to increase

  • Higher Monthly Income Payments For Those With Serious/Chronic Medical Conditions

    • Impaired Risk Annuities

If you would like to see how much GUARANTEED monthly income could be provided by your investments, please complete the following QUOTE REQUEST FORM and we'll be glad to calculate it for you.

        IMMEDIATE ANNUITY QUOTES

Name      Sex  Male Female

                                                      Residence State

Where should we respond with your quote?

EMAIL Address

Phone     FAX     Best Time To Call

$$ Amount To Invest     Annuity Option 

Source of Funds      Your Age     Spouse's Age (If Joint Annuity)

NOTE:  "Impaired Risk" Annuities providing a substantially higher monthly income may be  available to those having serious medical conditions.  Please contact us at asktheadvisors@AIFSI.com for a confidential evaluation of your situation.

NOTE:  Most companies will only lock-in immediate annuity quotes for several days due to interest rate fluctuations.

NOTE: An immediate annuity normally MUST begin payments to you within 12 months of purchase.

 

Send mail to information@AIFSI.com with questions or comments about this web site.
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